Titan Solar Power was one of the biggest home solar companies in the U.S. When it shut down, thousands of homeowners were left with no support, no service, and no answers.
If you signed a contract with Titan Solar, you are not alone. Many people are asking the same things: What happens to my warranty? Do I still owe loan payments? Can I cancel my contract?
This guide covers your titan solar bankruptcy options in plain terms. By the end, you will know what to do next based on your situation.
What Was Titan Solar Power?
Company Overview
Titan Solar Power worked across many U.S. states. It handled sales, design, permits, and full home solar installs. At its peak, it served tens of thousands of customers.
When the company closed, everything stopped at once. Customers with open projects or service calls had no one to contact.
What Titan Solar Included
- Full rooftop solar install
- System design and permits
- Grid connection support
- Monitoring setup
- Workmanship and output warranties
- Ongoing service and care plans
Contracts You May Have Signed
Most customers signed three key documents: an install contract, a solar financing agreement through a third-party lender, and a warranty form. These are separate. Knowing which ones affect you is the first step.
How the Bankruptcy Affects You
Fully Installed Systems
If your system is up and running, you are in a decent spot. Your panels should still work. But you may have lost your workmanship warranty and service support from Titan Solar.
Unfinished Projects
Homeowners with solar project abandonment rights concerns have the toughest situation. If your panels were never turned on or connected to the grid, you paid for something you did not get. That gives you real grounds to dispute the charges.
Waiting on Repairs
If you had an open service ticket, that work is gone. You will need a new provider. Some repair costs will likely come out of pocket.
Active Loan Payments
Many people ask: do I still owe money? The short answer is yes. Solar loan payment after installer closure still continues because the loan is with a third-party lender, not with Titan Solar. Stopping payments without a dispute can hurt your credit.
What Happens to Your Warranty?
Two Types of Warranty
There are two kinds. One comes from the equipment maker. The other came from Titan Solar. They are very different.
| Warranty Type | Who Provides It | What It Covers | Status Now |
| Manufacturer Warranty | Panel or inverter brand | Equipment defects | Still active |
| Workmanship Warranty | Titan Solar | Labor and install quality | Voided at closure |
| Output Guarantee | Titan Solar | Energy production targets | No longer valid |
| Monitoring Agreement | Titan Solar or third party | System data and alerts | May be disrupted |
What May Still Be Active
Brand warranties from makers like Enphase, SolarEdge, and LG are still valid. They come from the manufacturer, not from Titan Solar. Solar panel warranty transfer requirements vary by brand, so call each maker to confirm you are registered.
Risks You Face Now
The risks of voided solar warranties are real. You may pay full price for repairs that should have been free. You lose output protection. And if Titan’s workmanship caused roof damage, there is no one left to cover the cost.
What to Do Right Now
Gather Your Documents
Do this first. You need these records for every next step.
- Your install contract and any change orders
- Loan or financing agreement and payment history
- Invoices and receipts from Titan Solar
- Warranty forms for equipment and labor
- Permits from your local permit office
- All emails, texts, and call logs with Titan Solar
Check Your Equipment Details
Write down the brand and model of your panels, inverter, and battery. Note the serial numbers too. You will need these for solar warranty replacement cost quotes and for filing manufacturer claims.
Check System Performance
Log into your monitoring app. Enphase, SolarEdge, and SunPower all have their own platforms. Check if your system is making power as expected. If monitoring is offline, contact that platform directly.
Contact the Right People
| Who to Call | What to Ask |
| Equipment maker | Is my warranty active and registered? |
| Solar lender | What are my options given the installer closed? |
| Utility company | Is my system still connected to the grid? |
| State consumer office | How do I file a solar complaint? |
| Local solar provider | Can you inspect and service my system? |
Do You Still Owe Loan Payments?
How Solar Loans Work
Your lender, such as Sunlight Financial, GreenSky, or Mosaic, already paid Titan Solar in full. Your debt is with the lender now. Solar financing after bankruptcy of the installer does not cancel your loan on its own.
When to Look Closer
- Your system was never fully installed or turned on
- The lender paid out before the work was done
- You were misled about system size or expected savings
- Key contract terms were not honored
Questions to Ask Your Lender
- Can I pause payments while I dispute the project?
- Do you have a process for installer bankruptcies?
- Can you remove the lien if my project is canceled?
- What documents do you need from me?
What If Your Project Was Never Finished?
Common Problems With Incomplete Work
- Panels put up but never connected to the grid
- Permits pulled but no work ever started
- Electrical work failed or was never completed
- Monitoring system was never set up
- Roof holes left open or unsealed
Your Next Steps
If your project was abandoned, you likely have solar project abandonment rights that let you dispute the contract and seek a refund.
Take photos of all the incomplete work. Write a short description of what is missing. Then contact your lender, your state attorney general, and a local solar contractor. This is also when the solar contract termination process becomes critical. A written record of non-performance is your strongest tool.
Can You Cancel Your Solar Contract?
Situations That May Support Cancellation
- Cancel a failed solar contract if the system was never turned on
- The project was abandoned mid-install
- Required permits were never obtained
- Titan Solar broke the terms of your contract
- You were misled about output or savings
Steps in the Termination Process
Follow this solar contract termination process in order:
- Collect all documents: contract, invoices, and all messages.
- Send a written dispute notice to Titan’s last address and to your lender.
- File a complaint with your state attorney general and the BBB.
- Tell your lender about the installer failure and ask for a dispute review.
- Hire a local solar contractor to inspect and document your system.
- Talk to a solar attorney if the lender or other parties do not respond.
How Long Does It Take?
The solar contract cancellation timeline depends on your state and lender. Disputes can be filed right away. Lender reviews take 30 to 90 days. State reviews may take longer. Start now. The sooner you act, the better your outcome.
Costs to Prepare For
Even with dispute options and warranties, some costs will come out of pocket. Here is a realistic look:
| Service | Estimated Cost | Notes |
| System inspection | $150 to $400 | Required before any repairs |
| Repair labor | $200 to $1,500+ | Depends on the issue |
| Monitoring reconnection | $100 to $300 | If system went offline |
| New service provider setup | $300 to $800 | One-time onboarding fee |
| Warranty replacement plan | $500 to $2,000+ | Third-party extended coverage |
Solar Warranty Replacement Cost
You can buy a new warranty from third-party providers like Sunnova or Complete Solaria. Solar warranty replacement cost depends on your system size and age. Most plans run between $500 and $2,000. If you have no active workmanship coverage, this is worth looking into.
Finding a New Service Provider
A new local provider will charge a setup or inspection fee plus an annual care plan. Solar service provider replacement cost varies by area and system type. Get at least two or three quotes before you commit.
Legal and Consumer Protection Options
Where to File a Complaint
- State attorney general consumer protection division
- Better Business Bureau at bbb.org
- Federal Trade Commission at ftc.gov for fraud cases
- Consumer Financial Protection Bureau for loan disputes
State and Federal Help
California homeowners can call the CSLB. Most states have a similar contractor licensing board. If financing fraud is involved, both the FTC and the CFPB take online complaints. A solar dispute attorney in California can help in complex cases.
When to Get Legal Help
If your system was not finished, you were misled, or your lender refuses to work with you, a solar contract lawyer in the USA may be your best move. Many consumer attorneys offer free first calls. Get legal input before signing any settlement.
Frequently Asked Questions
What happens to my warranty after solar bankruptcy?
Manufacturer warranties stay active. Workmanship warranties from Titan Solar are gone. Contact each equipment maker to confirm your coverage is still on file.
Do I still have to pay my solar loan?
Yes, in most cases. Your loan is with the lender, not Titan Solar. But if your project was not finished, you may have grounds to dispute the loan through your lender’s process.
How do I replace my solar warranty coverage?
Get a full system check first. Then contact third-party warranty providers with your system details. How to replace solar warranty coverage starts with knowing exactly what equipment you have.
Can I cancel my contract if the work was never done?
Yes. If Titan Solar failed to finish the job, you likely have the right to cancel a failed solar contract. File a cancellation notice and report it to your lender and your state consumer office.
Where can I find solar service help near me?
Search through NABCEP, the national board for certified solar pros. You can also search solar warranty help near me to find local firms that handle post-bankruptcy system recovery.
What to Do Based on Your Situation
Every homeowner is in a different spot. Here is clear guidance for each one:
- Completed system, working fine: Confirm your manufacturer warranties. Check your monitoring. Find a local service provider for ongoing care.
- Completed system with problems: Get an inspection. File claims with equipment makers. Document every issue for your dispute.
- Unfinished project: Start your dispute now. Photograph everything. Contact your lender and your state consumer agency.
- Active loan with no system: Do not stop payments without a formal dispute in place. Contact your lender and explain using your documents.
- Thinking about cancellation: Follow the step-by-step process above. Talk to a consumer attorney before signing anything.
Your situation can be fixed. Act fast, stay organized, and know your rights.
Visit Solar Cancellation Companies to get help with your specific solar contract or warranty dispute.